Every cedi recorded the moment it's collected.
A staff app for susu savings collection, loans and the daily cash-up. Mobile bankers record deposits in front of the customer, even with no network, and the office sees the whole day as it happens.
Paper cards and end-of-day counting leave room for mistakes and missing money.
Each deposit carries the banker's name, date and time, and the customer gets a receipt.
Large withdrawals, loans and corrections need a second person to approve.
Mistakes are reversed and stay visible, struck through, with the reason and who approved it.
The manager counts each staff member's cash against what the app says they should hold.
One app for the whole team.
Susu savings collection
Bankers find a customer by name, account or phone and record the deposit in seconds. Balances and statements are always up to date.
Works without network
Deposits, repayments and sales save on the phone with their real date and send themselves when the network returns.
Instant receipts
Every entry gets a numbered receipt the customer can receive on WhatsApp or SMS, or as a printed copy.
Loans, start to finish
Application, signed forms, recommendation, approval, payout and every repayment, with "on track" or "behind" on each loan.
Reports and trends
Income, expenses and collections by staff for any period, plus a chart comparing each working day with last week.
Secure by design
Each person has their own login and PIN. The app locks itself when idle, and each job only sees the screens it needs.
From the market to the manager's desk.
The banker types the amount in front of the customer.
The customer gets a numbered receipt on WhatsApp, by SMS or printed.
Loans show interest, payments and what the customer receives.
The manager approves large withdrawals and corrections, and confirms each person's cash.
See the whole business on one screen.
Today's collections and payouts, the cash each staff member should hand in, everything waiting for approval, loans behind schedule, and how this week compares with last.
The right screens for each job
Deposits, loan repayments and sales in the field.
Withdrawals, new accounts, expenses and loan payouts.
Applications, signed forms and recommendations.
Approvals, loan decisions, cash-up and reports.
Staff logins, settings, rates and commission.
Set up for your business
Shown here with a sample brand, Nkabom Savings & Loans. Yours carries your own name, logo, colours, towns and loan types.
- ✓ Your branding throughout the app
- ✓ Printable forms with your letterhead
- ✓ Old customers and paper balances brought in
- ✓ A staff manual for each job
- ✓ Staff logins set up and training
- ✓ Support from Spag Ventures
See it with your own data.
Book a free 20-minute demo on your phone.